@article {31710,
	title = {Exploring country differences in the adoption of mobile payment service: The surprising robustness of the UTAUT2 model},
	journal = {International Journal of Bank Marketing},
	year = {2022},
	url = {https://doi.org/10.1108/IJBM-02-2022-0052},
	author = {Wu, Z. and Y. Liu}
}
