<?xml version="1.0" encoding="UTF-8"?><xml><records><record><source-app name="Biblio" version="7.x">Drupal-Biblio</source-app><ref-type>13</ref-type><contributors><authors><author><style face="normal" font="default" size="100%">孙祁祥</style></author></authors></contributors><titles><title><style face="normal" font="default" size="100%">道德调节无可替代——从《保险法》的修改谈起</style></title><secondary-title><style face="normal" font="default" size="100%">中国金融</style></secondary-title></titles><keywords><keyword><style  face="normal" font="default" size="100%">道德调节;新《保险法》;保险公司;保险代理人;保险业;投保人;保险产品;政府监管;保险市场;可替代</style></keyword></keywords><dates><year><style  face="normal" font="default" size="100%">2002</style></year></dates><pages><style face="normal" font="default" size="100%">18-19</style></pages><isbn><style face="normal" font="default" size="100%">0578-1485</style></isbn><language><style face="normal" font="default" size="100%">eng</style></language><issue><style face="normal" font="default" size="100%">12</style></issue></record></records></xml>