科研成果 by Year: 研究手稿

研究手稿
Lo AW, Wu L, Zhang R, Zhao* C. Optimal Impact Portfolios with General Dependence and Marginals. [Internet]. 研究手稿. 访问链接Abstract
Impact investing typically involves ranking and selecting assets based on a non-financial impact factor, such as the environmental, social, and governance (ESG) score, the amount of carbon emissions, and the prospect of developing a disease-curing drug. We develop a framework for constructing optimal impact portfolios and quantifying their financial performance. Under general bivariate distributions of the impact factor and residual returns in excess of other factors, we demonstrate that the construction and performance of optimal impact portfolios depend only on two quantities: the dependence structure (copula) between the impact factor and residual returns, and the marginal distribution of residual returns. When the impact factor and residual returns are jointly normally distributed, the performance of optimal impact portfolios depends on the correlation between the two, and variations in this correlation over time contribute negatively to performance. More generally, we explicitly derive the optimal portfolio weights under two widely-used copulas---the Gaussian copula and the Archimedean copula family. The optimal weights depend on the tail dependence characteristics of the copula. In addition, when the marginal distribution of residual returns is skewed or heavy-tailed, assets with the most extreme impact factors should have lower weights than non-extreme assets due to their high risk. Overall, these results provide a recipe for constructing and quantifying the performance of optimal impact portfolios for any impact factor with arbitrary dependence structures with asset returns.
Lyu Y, Dai S, Wu P, Dai Q, Deng Y, Hu W, Dong Z, Xu J, Zhu S, Zhou X-H. A Semi-Synthetic Dataset Generation Framework for Causal Inference in Recommender Systems. [Internet]. 研究手稿. 访问链接Abstract
Accurate recommendation and reliable explanation are two key issues for modern recommender systems. However, most recommendation benchmarks only concern the prediction of user-item ratings while omitting the underlying causes behind the ratings. For example, the widely-used Yahoo!R3 dataset contains little information on the causes of the user-movie ratings. A solution could be to conduct surveys and require the users to provide such information. In practice, the user surveys can hardly avoid compliance issues and  sparse user responses, which greatly hinders the exploration of causality-based recommendation. To better support the studies of causal inference and further explanations in recommender systems, we  propose a novel semi-synthetic data generation framework for recommender systems where causal graphical models with missingness are employed to describe the causal mechanism of practical recommendation scenarios. To illustrate the use of our framework, we construct a semi-synthetic dataset with Causal Tags And Ratings (CTAR), based on the movies as well as their descriptive tags and rating information collected from a famous movie rating website. Using the collected data and the causal graph, the user-item-ratings and their corresponding user-item-tags are automatically generated, which provides the reasons (selected tags) why the user rates the items. Descriptive statistics and baseline results regarding the CTAR dataset are also reported. The proposed data generation framework is not limited to recommendation, and the released APIs can be used to generate customized datasets for other research tasks.
Wu Z, Lu C. The social interaction effect of proactive behavior: A perspective of ecological systems. 研究手稿.
Liu Q, Wang X. Those Born in the Winter Know How to Weather the Storm: An Empirical Investigation on Firms Born in Recession. 研究手稿.Abstract
This paper investigates corporate history as a specific source of firm fixed effects by comparing firms born in one of the NBER recession periods with other firms. We find strong empirical evidence that firms born in recession have stronger operating performance, and perform particular better in the stock market during the recession periods. We also find that a significant extent of the heterogeneity in corporate innovation, investment, financing, organizational, and risk taking policies can be attributed to firm birth years. Our findings suggest that the otherwise unavailable creative destruction opportunities and the adverse founding conditions may have imprinted their marks on firms. These imprinted marks have a long-lasting effect on firms' approach toward decision making, leading to large variation in firm performance.
Wang X. Trade Barrier and Asset Prices. 研究手稿.Abstract
This paper identifies changes in trade barrier as a pricing factor for domestic firms in importing countries. I first build a dynamic stochastic general equilibrium with international trade. In the model, an exogenous shock that decreases trade barriers of the importing country has a negative effect on the cash flows of domestic companies in that country. The investors of the domestic firms exposed to the sudden reduction in trade barriers require positive risk premia to compensate for the displacement risk. The effect of displacement risk is strongest when the importing industry has high transportation cost, and when the importing industry is more concentrated. Using data of U.S. industry-level import tax to measure changes in trade barriers, I find that (i) industries with more severe tariff reduction have higher average returns; (ii) this effect of tariff changes on stock returns is largest for industries with high freight and insurance costs and industries with high Herfindahl index.
Wu Z, Lu C. Sustainable careers under uncertainty. 研究手稿.
Wu Z, Dong Z. Understanding the mental health and stressors of left-behind children.; 研究手稿.
Wu Z, Lu CQ, Ollier-Malaterre A. Workplace inaction: Conceptualization, formation, and scale development. 研究手稿.
高明, 刘玉珍, 张宇. 金融教育:理论基础与实验证据. 研究手稿.Abstract
学术界和政策制定者希望通过金融教育提升金融素养,改善家庭和社会福利。金融教育在英文文献中已有非常丰富的研究,但尚未引起中文文献的足够重视。本文系统回顾了发表于权威英文学术期刊的随机控制实验和准实验金融教育文献,并结合关于金融素养的理论和实证研究,探讨金融教育的有效性及其影响因素。本文发现,学术文献虽然有一定分歧,但总体上认为金融教育显著提升金融素养,改善储蓄、借贷、保险、退休计划等金融行为,有助于家庭财富积累;教育时点、内容、方式是影响金融教育效果的重要因素。早期的金融教育和金融决策对财富积累具有持续性的影响;数学训练可以改善认知水平,是金融教育的基础;持续和个性化教育、支持和激励有助于可持续的行为变化。基于实验和准实验证据,本文提出改善金融教育的政策建议,并讨论了进一步研究方向。
姜富伟, 李梦如, 孟令超. 金融稳定报告与股票市场回报. 研究手稿.

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